AI Data Insight
Latest data from the U.S. Federal Housing Finance Agency (FHFA) shows the House Price Index closed at 439.4 in October 2025, flat compared to the previous month, marking a temporary end to the correction trend seen since the historical high of 444.5 in May. Constrained by mortgage rates remaining at high levels above 6.5%, market transaction volume has shown a "Frozen" state. However, amidst the tug-of-war between slowly releasing inventory and limited willingness from sellers to concede on price, the housing market is entering a bottoming phase of "shrinking volume and stable prices."